"Gold Coast Virtual CFO helps businesses make confident financial decisions without the cost of a full-time CFO!"
"Are you running a small business but unsure where all your money goes?"
"Are you struggling with cash flow, or not sure how to grow?"
"Are you left waiting for answers or finding end-of-year accounts hard to understand?"
You’re not alone. At Gold Coast Virtual CFO, we serve as the link between your Bookkeeper and your Tax Accountant. We don't replace either; instead, we work alongside them. Think of us as the vital bridge that turns everyday bookkeeping into clear insights, ensuring everything is ready before it reaches your tax accountant.
We go beyond just crunching numbers. We interpret them, spot trends, and provide practical, actionable advice exactly when you need it. We help you understand your finances, simplify your systems, and plan ahead, so you can focus on managing and growing your business with confidence.
We take the time to listen to your goals, your challenges, and what’s keeping you up at night. Then we help you move forward with clarity, control, and confidence.
"Gold Coast Virtual CFO focuses on the future helping you plan, grow sustainably, and make confident decisions"
Flexible Virtual CFO Services for Small Businesses
Gold Coast Virtual CFO offers the clarity, structure, and strategic support small businesses need to manage their finances confidently. Whether you need assistance on a monthly, quarterly, or project basis, our flexible service solutions are customised to suit your current needs and future goals.
We offer a broad range of financial services tailored to support businesses at every stage of growth. Flexible, scalable, and designed to meet your needs wherever you are.
Bookkeeping & Compliance: Accurate bookkeeping, BAS lodgements, payroll, and ATO compliance, ensuring your accounts are up-to-date, your obligations are met, and your business is audit-ready.
Cash Flow Management & Optimisation: We help small businesses take control of their cash flow, improve liquidity, and plan ahead with confidence.
Financial Reporting & Analysis: Clear, customised financial reports with performance insights, tailored KPI dashboards, and Directors’ reporting packs to enhance decision-making and strategy.
Budgeting, Forecasting & Scenario Planning: We develop practical budgets, forecasts, and scenario plans to assist small businesses in staying on track, preparing for the future, and making confident financial decisions.
Management & Board Meetings: Professional preparation and presentation of financials for internal and board meetings, including strategic input, KPI commentary, and meeting facilitation.
Strategic Advisory Support & Risk Management: Strategic financial guidance with regular check-ins to help your small business navigate growth, manage risk, and stay focused on your goals with confidence.
Process Improvement & System Implementation: We streamline your financial systems and processes to save time, reduce errors, and help your small business run more efficiently.
Audit Intermediary Assistance: Liaison with external auditors, preparation of working papers, reconciliations, and documentation to support a smooth and efficient audit process.
"Gold Coast Virtual CFO provides all the support you need, when you need it. Regardless of your size or stage!"
Top Benefits of Working with a Virtual CFO
COST EFFICIENCY without the compromise: Worried about the cost of hiring full-time expertise? Our Virtual CFO services provide senior-level financial support without the overheads, so you get expert insights without blowing your budget.
SCALABILITY that grows with you: Feeling limited by your current financial setup? We provide flexible support that grows with your business. Whether you need help on a part-time, monthly, quarterly, or as-needed basis, especially as things become more complex.
FINANCIAL REPORTS You Can Understand: Are irrelevant reports stressing you out? We customise your financial reports to make them easier to understand, tailored to your specific needs, and highlight what truly matters.
CASH FLOW clarity that puts you in control: Struggling to figure out what's safe to spend or when the next crunch will hit. We give you a clear picture of your cash position and forecasts, helping you plan ahead and avoid nasty surprises.
BUDGETING that aligns with your goals: Unsure where the money's going, or if you're even on track? We create realistic budgets that align with your goals and help you stay accountable month to month.
SYSTEMS AND PROCESSES that simplify your day: Tired of complex processes or missing steps? We simplify your financial systems and workflows to assist your team, reduce errors, and ensure consistency.
BUSINESS INSIGHTS that power your next move: Unsure which strategies work best? We transform financial data into actionable insights, allowing you to concentrate on the areas that boost profit, growth, and lasting success.
CONTROLS that protect your business: Concerned that something might slip through the cracks? We evaluate and strengthen your internal controls, giving you peace of mind that everything is being managed properly.
Flexible Virtual CFO Packages for Small Businesses
We offer four customisable service packages to align with your business stage:
Core Essentials: Your bookkeeping foundation, accurate financials, timely BAS lodgements and straightforward reporting that keep you compliant and in control.
Strategic Start-up: Advisory only support for new or lean businesses, helping you plan budgets, manage compliance, and gain financial clarity.
Strategic Growth: A performance-driven package that adds KPI tracking, variance analysis, and cash flow management, ideal for businesses ready to scale with confidence.
Strategic Edge: Full CFO support with forecasting, scenario planning, strategic reviews, reporting oversight, and leadership support across your finance function.
Curious About How It All Works? Begin Here with Our FAQs
"Gold Coast Virtual CFO offers customisable virtual CFO solutions that grow with your business."
Day-to-Day
Financial Oversight!
Prepare Yourself
For Success!
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Stay on Track and
In Control!
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Financial Leadership That Scales!
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What Our Gold Coast Clients Say About Working With Us
“Teresa is a consummate professional whose accuracy, knowledge, and attention to detail set the standard for financial best practice.”
“Her proactive and strategic approach streamlines processes, strengthens systems, and adds real value to business operations.”
“Reliable, insightful, and supportive, Teresa has been an invaluable asset, saving time, money, and stress with exceptional financial oversight.”
“More than managing accounts, Teresa brings expertise that transforms operations and supports senior management teams.”
“Efficient, organised, and highly professional, Teresa consistently earns positive feedback from directors and auditors.”
“Meticulous and collaborative, Teresa was recommended by accountants and continues to save the business both time and money.”
“Her expertise and care deliver peace of mind, accuracy, and meaningful cost savings to business owners.”
“Teresa simplifies complex financials with accuracy and reliability, giving complete confidence in business performance.”
“An integral asset to any organisation, Teresa’s professionalism and dedication are second to none.”